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Annual Physical Exam Checklist for Adults in Miami-Dade

Viva Medical Center

Board-Certified Primary Care Physicians

Medically reviewed by Oscar Ortega, MD

Published March 12, 2026Reviewed March 12, 20266 min read

Your annual physical exam could save your life β€” and most insurance plans cover it at 100%. Here's exactly what's included and how to prepare in Miami-Dade.

Why Your Annual Physical Exam Is More Important Than You Think

Here is a number that should stop you cold: 6 in 10 American adults are living with at least one chronic condition β€” and the majority of them had no idea anything was wrong until the damage was already done. High blood pressure earns the nickname "the silent killer" because it produces zero symptoms while quietly damaging your heart, kidneys, and arteries for years. Pre-diabetes affects more than 96 million adults in the U.S., yet roughly 80 percent don't know they have it. Early-stage cancers rarely announce themselves with pain or visible signs.

Your annual physical exam is not a box to check. It is the single most powerful tool you have to catch these conditions before they become a crisis β€” and in Miami-Dade County, where nearly 1 in 3 adults skips their yearly physical, the stakes are especially high. The good news: most insurance plans, including most ACA marketplace plans, Medicare Advantage, and employer-sponsored coverage, cover the annual preventive visit at 100% β€” no copay, no deductible.

There is no better investment for your health this year. Here is everything you need to know about what a comprehensive annual physical includes and how to make yours count.

What's Included in a Comprehensive Annual Physical Exam

A true annual physical at a primary care practice is far more than a quick listen with a stethoscope. At Viva Medical Center in Doral, FL, our board-certified physicians conduct a thorough evaluation that covers every system in your body:

  • Complete vital signs: Blood pressure, heart rate, respiratory rate, temperature, height, weight, and BMI β€” your baseline numbers that tell us whether trends are moving in the right direction year over year.
  • Cardiovascular exam: Listening to heart sounds for murmurs or irregular rhythms, checking pulses in the extremities, and assessing circulation.
  • Pulmonary exam: Lung auscultation for abnormal breath sounds, wheezing, or signs of fluid.
  • Abdominal exam: Palpation of the abdomen for organ enlargement, tenderness, or masses β€” including liver and spleen assessment.
  • Lymph node check: Palpation of cervical, axillary, and inguinal lymph nodes, which can signal infection or malignancy.
  • Skin and musculoskeletal review: Evaluation for suspicious lesions, joint mobility, and muscle strength.
  • Neurological screen: Reflexes, coordination, and cognitive orientation when clinically indicated.
  • Medication and supplement review: A full reconciliation of everything you are taking β€” prescription, over-the-counter, and herbal β€” to catch interactions and update dosing.
  • Vaccination update: Review of your immunization history and administration of any overdue vaccines (flu, Tdap, COVID-19, shingles, pneumonia, HPV depending on age).
  • Health history and lifestyle review: Nutrition, physical activity, sleep, stress, alcohol and tobacco use, sexual health, and mental health screening.

The visit concludes with an open conversation: your physician reviews all findings with you, answers your questions, and creates a personalized plan for the year ahead.

Screenings and Lab Tests Based on Your Age and Gender

Preventive screenings are not one-size-fits-all. The U.S. Preventive Services Task Force (USPSTF) recommends different tests at different life stages. Below is a practical guide organized by age group:

Age Group Recommended Screenings
Ages 18–39
  • Blood pressure (every 1–2 years; annually if elevated)
  • Fasting lipid panel (cholesterol)
  • Fasting blood glucose or HbA1c (if overweight/obese)
  • STI screening (chlamydia, gonorrhea, HIV β€” sexually active adults)
  • Depression and anxiety screening (PHQ-9, GAD-7)
  • Pap smear every 3 years starting at age 21 (women)
  • Skin cancer risk assessment
Ages 40–64
  • All of the above, plus:
  • Mammogram annually or every 2 years starting at 40 (women)
  • Colonoscopy starting at age 45 (or FIT test annually)
  • Diabetes screening (HbA1c) for all adults with risk factors
  • Prostate cancer discussion and PSA consideration (men 40–55 with family history; all men 55+)
  • Abdominal aortic aneurysm ultrasound (men 65–75 who have ever smoked)
  • Lung cancer low-dose CT (ages 50–80 with 20 pack-year smoking history)
  • Thyroid function (TSH) β€” especially women over 40
Ages 65+
  • All of the above, plus:
  • DEXA bone density scan (women; men with risk factors)
  • Cognitive screening (MoCA or Mini-Cog)
  • Fall risk assessment
  • Shingles vaccine (Shingrix β€” 2 doses if not yet received)
  • Pneumococcal vaccine (PCV20)
  • Vision and hearing assessment
  • Depression screening β€” rates increase significantly after 65

Lab work ordered at your annual physical may include a complete metabolic panel (CMP), complete blood count (CBC), lipid panel, HbA1c, thyroid function, and a urinalysis. Your physician will tailor orders to your personal risk profile, family history, and current health status.

How to Prepare for Your Annual Physical β€” and What to Bring

A little preparation makes your annual visit significantly more productive. Here is exactly what to do before you arrive:

  • Fast for 8–12 hours if your provider has ordered fasting blood work (cholesterol, glucose, HbA1c). Water and black coffee are generally fine. If you are unsure whether fasting is required, call ahead.
  • Bring a complete medication list. Include every prescription, over-the-counter drug, vitamin, and supplement β€” with doses and frequency. A photo of your medication bottles works perfectly.
  • Bring your insurance card and a valid photo ID. Even if you have been a patient before, cards update each year.
  • Write down your questions in advance. The visit moves quickly. Having your top 3–5 concerns written down ensures nothing gets forgotten.
  • Know your family history. Conditions in first-degree relatives (parents, siblings, children) directly shape your screening schedule. Update your physician if anything has changed since your last visit.
  • Bring previous records if you are a new patient. Lab results, imaging reports, specialist notes, and vaccination records from your prior provider help us build a complete picture.
  • Arrive 15 minutes early to complete intake paperwork without rushing β€” or complete forms online in advance if your provider offers digital intake.
  • Be honest. Tobacco use, alcohol consumption, recreational substances, sexual health concerns, mental health struggles β€” your physician is not here to judge. Clinical decisions depend on complete, accurate information.

We serve patients in English and Spanish β€” atendemos pacientes en inglΓ©s y espaΓ±ol β€” so language is never a barrier to getting the care you deserve.

Book Your Annual Physical Exam at Viva Medical Center

Viva Medical Center is a primary care practice in Doral, FL, built around one belief: prevention is the most powerful medicine. Our board-certified physicians take time β€” real time β€” to understand your health history, your goals, and your concerns. We do not rush annual physicals. We treat them as the foundation of your long-term care relationship.

We are currently accepting new patients and offer comprehensive annual wellness exams for adults of all ages. Most major insurance plans are accepted, and our bilingual team ensures every patient β€” whether they prefer English or Spanish β€” receives the same high standard of care.

Do not wait until something feels wrong. The conditions most likely to shorten your life are the ones you cannot feel. Schedule your annual physical today and take the most important step you can take for your health this year.

Call us at +1 305 209 0001 or book your annual physical exam online at Viva Medical Center, Doral, FL.

Interested in learning more? Explore our Annual Physical Exam services at Viva Medical Center in Doral, FL.

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